MARGIN / PRIVACY
Your inputs stay yours.
Publisher and contact
This policy describes Margin at paydaymargin.xyz. Contact hello@paydaymargin.xyz with privacy questions or requests. Effective October 13, 2026.
Calculator inputs
Calculator inputs stay in the current browser page memory. They are not sent to our server, saved to browser storage, or collected by our analytics. Reloading clears them. Do not put identifying information into calculator fields.
Hosting and editorial sign-in
Hosting and ChatGPT sign-in are provided through OpenAI Sites. The hosting and authentication providers process connection and account information under their own policies. Only appointed editors can access our editorial workspace. We store drafts, revisions, source evidence, reviewer records, and workflow history in the hosted database. Editorial history is retained while needed to operate the publication and document corrections.
Contact emails
Email sent to hello@paydaymargin.xyz is forwarded through Namecheap to the publisher inbox. Your message and email address are used to respond and address the issue. Messages may be retained while needed for that purpose and related records. Avoid sending account credentials, full financial statements, or other unnecessary sensitive information.
Optional advertising
Ads are disabled until a legitimate placement is approved and configured. When enabled, the advertising control asks before loading Adsterra scripts. Adsterra and its partners may receive IP address, device/browser information, referrer, and advertising identifiers, and may use cookies or similar technologies under their policies. Calculator inputs are not included in the ad request. You can continue without ads or withdraw permission using the advertising control. Withdrawing prevents further ad loads from this page; it does not erase data already received by the provider.
Browser preferences and other services
The advertising choice is saved in localStorage on this device under margin_ad_consent. Clear site storage to reset it. Optional Google Fonts requests disclose normal connection information to Google. We do not currently run audience analytics, tracking pixels, newsletters, affiliate tracking, or a third-party AI detector. External links are handled under the destination policies.
Requests and changes
Contact hello@paydaymargin.xyz to ask about access, correction, or deletion of information you supplied. We may need to verify a request and retain information necessary for legal obligations, security, or editorial records. We will explain the outcome. Applicable rights depend on your jurisdiction. Changes to this policy will carry an updated effective date.